Fastest Fiat transfers across the world .

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  • Expected exchange rate

    1 EUR = 1.2 USD
  • Exchange fee (5%)

    0.06 USD
  • Estimated arrival

    12.45 Minutes
  • Whitepaper

  • Fastest Fiat Transfers



A purely peer-to-peer version of fiat transactions would allow online payments to be sent directly from one party to another without going through a financial institution. Traditional methods such as wire transfer and other mediums such as PayPal or Western Union are old and take a lot of time. Paypal usually takes 4-7 days for the transfer to occur, along with over 4% of the transaction fees. Also, the exchange fees are almost 1-2%, and it takes a lot of time. On the other hand bitcoin, ethereum takes a few minutes or up to 10 minutes for a transaction but is not widely accepted

This system will allow you to send transactions all over the world instantly to your bank account in fiat currencies. Unirelay proposes a peer to peer network of traders that allow you to transfer or swap from one currency or one country to another instantly. This network aims to create a change like an instant one-click mechanism that will allow anyone to instantly send money to another country within 5-10 minutes and without interacting with any trader.

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Sending Fiat is easier than sending Crypto!

a. Alice in New York wants to send $1000 to Bob in Japan.
b. Alice finds a trader John who can help trade USD to Yen immediately.
c. Alice then escrows 5% worth of transaction, which is $50 worth of URE, which will be later sent to the trader as a trade commission.

d. John accepts the USD sent by Alice offline, either bank transfer or any other medium suggested by John.
e. John now sends $1000 worth of Yen to Bob in Japan.
f. Alice and John both review each other and hence complete the trade.
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